From today's Wall Street Journal.

"The average yield on six-month "jumbo" CDs, which typically require deposits of $95,000 or more, was 3.22%, up from 3.20% a week earlier, according to Bankrate.com. The yield on five-year jumbos was 4.15%, unchanged from the previous week, the information service said.

The average yields on small-denomination "savings" CDs also were mixed. The average six-month yield was 2.82%, up from 2.81% the previous week, Bankrate.com said. The average two-year CD yield was 3.53%, up from 3.52% the week before, and the average five-year yield was 4.04%, unchanged from the previous week."

It still surprises me that people will lock up jumbo money, at average rates.

Emigrant Direct and HSBC are online savings accounts yield 4.0%.

A local bank, West Sound, has a 4.25% money market (>$50,000).

I recently got a 5-year CD, from West Sound, yielding 5.4%.

These are significant differentials.
What is everyone else seeing?
Wendy