Awhile ago, it was a scam to send mortgage holders notice that there mortgage was being transferred when it wasn't. The "new" company cashed the checks and after a few weeks vanished. If the automatic payment has been cancelled, it would be confirmation that the transfer is real. If there is any question, call your mortgage holder and verify the transfer. As the previous post indicated, most mortgage payments are due on the 1st but not late until around the 15th. Your payment coupons may have that information.