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I have been agressively been paying down my remaining cards in the last nine months as much as possible. I went through all the Fool tips and got my rates reduced, although not as low as some on this board. My question is, I have recently been approved for a new card through my CU with that golden fixed rate of 9.9.
I plan to completely transfer one balance from a 13.9% card to the new card and some of a balance on another at 12.99 %. Credit report is good with no lates but debt ratio is high due to pending divorce. What are the chances that 13.9 card will offer me a promo once balance is transferred from that card which may allow me to transfer some off 12.99 card and aggressively pay that down or should I just close out card and be done with it? There has been no charges to any of these that has not been paid off by next bill and very few at that.

I have learned a great deal from all of you and look forward to hearing your thoughts. Thanks
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