bartsd,In this case CA, but since I am military I think I will be exempt from state.If you are a resident of CA, then CA laws apply. Normally you are a resident of the state where you entered military service. To change that, you need to make an overt act through the military and the state.The plan was to let the money sit in a fund until I retired, and then post retirement, take that retirement pay and dump it in to the same fund.I would never put all my money in one fund. Currently we have 40 individual stocks(72.6%), one stock mutual fund(3.7%), 2 bond funds(1.9%), 21.3% earning 4.5% and the rest cash. 90% of this is in IRAs.Bottom line, don't put all eggs in one basket.Before making a lot of decisions and buying ETFs/funds/stock/bonds/etc, I recommend you read through the 13 Steps of Investing Foolishly on the Fool home page:http://www.fool.com/how-to-invest/thirteen-steps/index.aspx?...This will answer a lot of those questions and maybe generate some too.Gene
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