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Based on the kinds of answers I keep getting -- ones that don't answer the question I've asked, but talk about other issues -- neither plan offers me a signficant advantage.

I'm not talking about which of the 3 preferred brokers I'm going to choose yet. I'm not talking about which funds I'm going to choose yet. That decision won't be made until August at the earliest.

I'm just trying to see if anybody knows if there is a compelling reason why I should do one and not the other, given my current financial situation. Am I overlooking something?





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