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Author: TwoCybers Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 19551  
Subject: Re: Insurance Question Date: 7/11/2005 3:57 PM
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Based on what you say, a few of questions come to mind:

#1 Do you reasonably expect to spend over $4,000 in non emergency stuff each year? If not, I don't see how you can justify additional insurance if the coverage from your wife really does cover you.

#2 Check the fine print -- there are issues for dependents (usually we think of college students here, but you are one here) insurance and out of state. Like college students, be careful what you do in terms of voter registration, where socical security, etc. checks are sent. You want to keep a legal residence with your wife. Keeping your voting, banking, state income tax, etc. there goes a long ways.

#3 If you plan on trips back to CA, you could schedule medical visits during those trips would would reduce your out of California medical costs further.


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