Basically chase won't release the title for up to 10 business days once the car is paid off. What private buyer is going to want to pay for a car and not be able to take the car that day?! Also trade-in they won't want to buy a car unless they have the title.That's the way it's done here; they hold the title to ensure the funds are good. I'm fairly sure that it wouldn't be a problem trading your car; lots of people are upside-down on their cars because they didn't pay off their previous car.Minxie
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