Basically, I need some objective advice about choosing load vs. no-load funds.I'm not qualified to give you advice, but let me tell you about the investment decision I made when I rolled over my traditional IRA to a Roth IRA. It was mid-December when I finally decided to do it, and unfortunately, I hadn't done enough reading or online research to have a good handle on my options and time was running out to get the tax break. The bottom line is...I let myself be talked into a load fund, and every day I look at my fund status and all I can think about is the dollars I wasted paying a front load and how much further ahead I could be with a no-load, now that I know how easy it is to invest with Vanguard and Janus. It's a done deal now, but they won't get me again.Pat
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