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Basically right now, I'm 80-20 equities and debt. Of that 20% fixed income, I'm 75-25 in nominal bonds and TIPS. Most is in a self-directed IRA account, so I can buy individual bonds for a not outrageous commission. So I think I own one zero coupon TIP due when I'm 62 which is 5% of my total retirement portfolio (25% of 20%). For the others I have a short term bond fund and some regular bond funds in 401Ks and a 2 year zero-coupon treasury bond.

For the commodities I buy the iShares GSCI ETF (GSG) in the IRA. For the REITs, I have some in ICF (an ETF) and some in a REIT mutual fund in one 401K.

While I too should have stuck with all index funds, there is a fun element to owning stocks. So, I usually keep 5% of my portfolio in common stocks that I choose. Sometimes that is one, two, or three different stocks. I figure I can't do that much damage with 95% of the rest of my portfolio in low cost index funds LOL.
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