Be careful if you are buying TIPS. They are only appropriate for IRAs or 401k accounts. That means you can't buy them from Treasury Direct. You must use a discount broker to buy them for an IRA.Thanks, intercst. Then I can't buy TIPS. I have passive income, which is why I can't have an IRA and I certainly never had a 401k while I was working (until 5-6 years ago.) The state didn't offer them to people in certain particular unions. MizL
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