Bears:You are going to qualify for Medicare ... Oh Boy !!, but then discover a supplement is up to $480.00 a month.You may want to look harder at what Medigap (supplement) plans are available. We're both on Medicare. When we started a year ago, we had some Medigap offers, but finally went with AARP's Medigap plan. It now costs a total of $242/month for BOTH of us. And there were other plans that may have been even cheaper.Yes, look carefully at what you have, what you will have, and what you honestly expect to need to live on. Total all the expenses up and then total all the pensions/SS/whatever up and compare. We did and it came within $100/month -- for a couple of years, anyway! Vermonter
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