Being 61 y/o now and being retired for the past 9.5 years, we have grown more and more conservative in our investments. We simply don't have the time left to rebuild a stock portfolio that could be decimated in a matter of a few months (as happened beginning in 2000). We know that some pundits will say...stock! stocks! and more stocks!!!, but at our age, we both like to sleep at night.My totally unprofessional advice is to do what makes you feel comfortable. We currently have $200,00 just in I-Bonds, 1 annunity (OK, please don't say more) and an Ameritrade account that is nothing but REITs. A good amount is also held in cash. We can sleep at night, don't need to spend the day glued to CNBC or need to try to out-guess what the gurus of Wall Street are going to do today.
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