I used to have DW listed as my primary beneficiary for both my IRA and my 401(k). Since she as recently (within the past two years or so) been victim of several internet scams and for some reason continues to be strongly fascinated by emails from Third Word nations mentioning million dollar sums, I changed the primary beneficiary to my two DDs (50% each). Of course, if I die tomorrow, they will inherit the money and will take care of their mother, but DW will be unable to waste our money in support of criminal enterprises overseas.But does this have other consequences that I'm not taking into account?--SirTas(cross-posted on the Inheritance Strategies board)
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