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My sister wants to start contributing to an IRA for the first time. She would like to contribute $3k for the 2003 tax year and asked me where to go. What's the lowest cost place to invest the money? There are any number of places to get a cheap index fund, but Vanguard and many others beat you to death with quarterly fees if you don't have a lot more than three grand invested. Who takes small accounts without a lot of fuss?
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