bfdebt,In honor of your reply to a nine year old post and the resurrection of dead boards, I salute you.You may also note that I am not Parkway, but here's my two cents.My DH and I put practically everything we need or want on our joint expenses. Our personal money is for stuff the other doesn't equally value. For us, we paid together for each of our cars without regard to the fact that one was much less expensive than the other. Our car insurance likewise is lumped in with the joint expenses. Perhaps also worth mentioning is that we chose to combine our assets at marriage. So that CD that is earmarked for the replacement mid-range car would have become "our" CD.You may well chose differently, but here's how we did it: Everything was put in both names except for IRAs and one checking/savings account each. Those individual accounts were started with roughly the same amount in them. Both paychecks are deposited directly in the joint account and monthly transfers send money from there to the personnal accounts. Anything we choose to budget for is paid with the joint money. That includes cars that are primarily driven by one or the other of us and multi-car policy insurance.Good luck.Spaminetti
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