BGPenhollo wrote,I am working on a more complex model which uses year to year return and the CPI for inflation. I don't expect the 5% withdrawal rule of thumb to be any more valid but the numbers may be more convincing.I may be able to save you the trouble.Try downloading the Retire Early Safe Withdrawal Calculator at the following link:http://www.geocities.com/WallStreet/8257/restud1.htmlintercst
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