Biffstein,I'm surprised; I had thought that Vanguard's low-balance fees worked differently. But I certainly could be wrong.Of the index funds we regularly discuss, QQQ is easily the most risky. The more risky something is, the longer you should plan to leave it alone. But everyone's acceptable risk/reward ratio is different. If you understand what you're getting into, and what a worst-case scenario would look like & what the impact of that would be.
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