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Just a word of warning: be careful looking at the headline CPI number. I initially thought the 0.5% would apply to TIPS, but the actual adjustment that TIPS and I bonds use is the non-seasonally adjusted number, which only rose 0.1% in January:

Here's what says the non-seasonal number is what's used:

The index for measuring the inflation rate is the non-seasonally adjusted U.S. City Average All Items Consumer Price Index for All Urban Consumers (CPI-U), published monthly by the Bureau of Labor Statistics (BLS).

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