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BigLon, you are indeed blessed. Most folks who even have a retirement plan that supplements Medicare can't use it in the next state, muchless another country. For those of you unaware, HMOs are not transportable outside your area. Some PPOs are.

Give us some examples of living expenses please. I've been in a lot of parts of the world but never THAT far west. A cheap cafe or diner type meal? A gallon/4liter gasoline? Income taxes? Apartment rent with amenities lilke full size fridge and washer/dryer and dishwasher? What option do folks have who don't have portable health insurance? How long does it take to get a phone? Price of a current movie? etc.

My brother may have to retire from the RR soon (depending on how the results of Tues. shoulder surgery goes) and he is looking to be able to live with some semblance of quality of life. He was thinking about Portugal. Personally NZ appeals to me.
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