Bill,Good stuff and I thank you. Actually I think my employer would buy into it but have yet to cross that bridge.I have thought of a second career or being a greeter at Walmart but what that may be I don't know yet.My career has been in hotels...large and busy ones that is a 24/7 business so I'm sure that some of the skills I have acquired could translate into something else.My worries are not financial. I also love to read but as you said that may fill a few hours of the void. I'm also an avid cook and love to travel but as financially stable as I think I am I cant travel all the time.I guess I need to find a new girl friend.Jay
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