blacktreechaser:<<<"Couldn't you just convert the money in your Traditional IRA into a Roth without worrying about having earned income or not?">>>"Correct, I could. If I knew I was going to live for quite a few more years, and I was going to get a good average return in my IRA, it would be worth it.But, I'd sure hate to convert it all, pay a big tax bill, and drop dead the next day."Why (tax reasoning, and apart from the obvious that most people do not want to drop dead anytime)? Curiously, JAFO
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