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Bob said: For what it's worth, in general, I think it's a bad idea to use tax consequences to make investment decisions (although often a good idea to allow tax consequences to affect the timing of decisions you've made for other reasons). But it's your money. Good luck! --Bob

I say: You are absolutely right, Bob. I don't worry about the tax consequences when investing - but you are so right about the timing issue. And I'll try to keep it in mind in future. I can't thank you enough for all your help. It was really nice of you to take the time to answer my questions.

AngelMay :o)
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