BobYes, my deductible is 500.00, and the agent told me this accident was covered and that my rental car will be covered for a reasonable period. I will be in contact with my friends later this weekend or Monday. I should tell them to contact their personal insurance? Or the stable owner's insurance? Or say nothing except that my insurance company is taking care of it? I really don't want this to mess up our friendship. Luckily, the horse is ok, has a small fracture and will just need some rest and a few stitches. JK
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