No. of Recommendations: 20

At first I found my days pretty full. As time went on, however I started getting bored. . .

Besides any financial issues, sounds like you need work on being "MI" [mentally independant] as well as FI. I retired in my early 50's, long after I was mentally ready. I have friends and fellow retirees who also talk about boredom. I understand it, but can't relate. I have enough hobbies, projects, and interests that have been on the back burner for three decades to keep me going from here on out. Add in new adventures and challenges, volunteer work, TMF boards, etc., and there aren't enough hours in the day.

I think a lot of people don't really understand what will fulfill their life in "retirement." Some think it'll be 5 days/wk on the golf course or up at noon, read the paper, lounge around or finally be an entrepeneur in that new business. Others get their identity, self-worth and gratification out of a job/career and aren't prepared to live with that void. If you've always been “Pat, the butcher/baker/[insert your own]” and aren't prepared to be just Pat, then retirement may be a difficult time, a time of loss.

You need to understand what will define your life in retirement. I'm content with who I am and what I've done in 50+ years, and have no desire to ever again work to meet anyone else's standards, so I'd probably be an employee with an attitude problem ;), but have no trouble volunteering my skills and/or time to those in need [plug in your own definition] as I disassociate from any of the politics or crap of the organization.

Someone quoted Suze Orman: People first, then money, then things.

Hey, where's health, mental and physical? Things? Go back read the posts re: The hidden costs of too much stuff I think it pretty much comes down to people.
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