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I have a 401k that is worth about 60k, w/ 2k of loans outstanding. I had a small emergency and I borrowed 3k from my 401 instead of selling stocks from my other accounts because they were in the red during 2009.

But now I'm looking at buying a vehicle that is about 5k more than I want to pay, but since jeeps can run a lifetime, I'm hoping this is the last vehicle I'll ever need. Would it be wise to borrow 5k from my 401 to help keep the payments on a 5 year note lower? Though I'll still be paying it back only to my 401, but ... I originally put aside some stocks from an ESPP to put down on the vehicle, but they haven't fully recovered yet, only slightly in the negative.
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