britta,Read back through this message board a few posts for a start. Then read through this web site.I personally think the best investment you can make is in yourself, so congratulations on starting your own business. With any luck and some sound business decisions, you will probably make more that way than through your investing, which in turn will allow you to increase your investments. But if I had the retirement amount you have accumulated, I would keep it invested in the market in individual stocks. I can't (won't) comment on your picks. You need to have your own confort level with them, and I have no criticisim to offer on your list.Even though the historical average stock market gain is in the 11% range(?), I am optimistic that I can beat that, and I think if you educate yourself and stay levelheaded about it, you should be able to also. I hope I don't jinx everyone with that bold statement.By the way, I don't know how you are posting, but the format is overshooting the page which makes it hard to read, Maybe someone can advise how to fix that.George
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