I finally transferred my accounts away from a full service broker. Overall he had been under performing the market and in fact had lost money in my IRA account. I had run some analysis and found that I would have done better if I had just put everything in an S&P 500 index fund. The only one who seemed to be making any money was the broker collecting all the commissions and fees. The latest was $125 transfer fee per account. With a regular and Roth IRA for both my wife and I, a joint account, and two custodial accounts that comes to a total of $875.I was doing better on my own before going with the broker and I'm confident that I will do better without him.~Stillwell
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