BTW, a twenty year old should pay the most attention to her future earned income. I hate to say this but a sharp suit, or golf lessons/practice might have better returns than an IRA. - bogwanIMO this is totally irresponsible advice to give to an impressionable twenty something. Nothing wrong with increasing future income but starting a program of regular investing, however small it has to be, is the single best thing she should do to ensure a secure future.
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