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BTW, if one is unlucky enough to have an IRA custodian who charges an annual fee for the 'privilege' of hosting your account (MER, e.g.), you can opt to pay that fee from outside your IRA. Not so with commissions, as previously noted. Of course, with so many fee-free IRAs out there why would a Fool give away $$ to his custodian, anyway? In a small IRA, the fees can really add up in percentage terms.

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