BTW, that's just an observation. I'm a strong believer in making a bank work for you and not the other way around, so I'd recommend you switch to get a free account elsewhere. Just don't kid yourself into believing that you've developed a relationship by depositing a few bucks with a bank or credit union. Sometimes banks will give you special treatment if you carry a huge balance; but that's not you.Honestly I don't believe I'll ever get a good deal on a car unless I stay with this credit union. Nissan likes to $$$screw big time. I saved $10K by buying thru AZfederal granted that they don't do biweekly pmts like Sunwest Federal credit union anymore.12-06-12 balancesChase Total checking:$0Sunwest checking 1: $1.00Sunwest checking 2: $.98Sunwest savings 1: $0Sunwest savings 2: $6Arizona Federal Savings $14Various Certificates at Sunwest Account 2: $7407Nationwide Bank Cd $505.00Individual Brokerage Account Schwab: $24,868Rollover Ira Schwab: $16,564Roth Ira Schwab: $24,243401k Self Directed Schwab: $33,511Vanguard Roth Ira: $13,063Vanguard Variable Annuity (Momumental Insurance Company)$7,509Pension balance cash vested: $14,501.66Health Savings Account: $1729Loans:American Express Blue $5Chase Freedom Visa: $173.25Car Loan Sunwest: $13,046.31 biweekly pmt $111.48 pmt due : 01/20/13 interest rate 2.49%Stock loan (secured against cd): $267.27 biweekly pmt $57.89 pmt due: 02/08/13 interest rate 2.30%Fees paid for having accounts:1) Schwab $4.42 monthly 401kfee2) Annual Fee Annuity $25 Vanguard3) 2013 Az Federal monthly fee $34) Cell phone bill monthly $43.63
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