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Hi there, I am not familiar with those funds but since Mom has hired the full service brokers, by all means make them earn their money.
If your gonna pay the piper, might as well make him sing!
Yes it really is a pain to make these choices, for our selves, let alone someone we care about. Take some time and write down any question re-guarding anything you don't have a good grasp of and do not leave until the broker has explained it to YOUR satifaction.

Good luck, and hopefully someone will have some more technical input.

Ak, in the hills north of Fairbanks.
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