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You wrote, The other weird thing was that his fiance wanted to be put on the title AFTER the mortgage had cleared. She wanted to do it right there, but couldn't. We were wondering why did they just not apply together--unless they were hiding a less than stellar credit for her.

Acutally, she didn't have to be on the mortgage to be on the title. I know this from experience. As long as she signed the necessary release for the lienholder, whether she was on the title or not shouldn't have mattered.

On the other hand, he would have to have been completely stupid to buy a house and give her title to half of it before he was married to her. I would suspect someone advised him to that effect and he probably was playing ignorant.

Of course changing the title after the fact may be difficult; but if they live in a community property state it shouldn't really matter. Even if they don't, she should be able to arrange a 50% equity stake in the house as part of the prenuptual agreement -- assuming they bothered with that.

- Joel
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