I've been retired since January of this year and so far my actual spending has closely tracked to what I budgeted.However, I've had a couple of "gotchas": Dining out I find that I spending more on eating out than I had anticipated, whether dining out with friends and family or going to a coffee house. Part of this is a desire to socialize since I'm no longer in the workforce.To lower my dining costs, I've been doing the following:- On occasion, I'll do a paid evaluation on a restaurant, which reimburses me for the cost of my meal and my guest- I'm slowly shifting more of my socializing from expensive dining out to free or low-cost activitiesI'll admit that even with after those efforts, I'm still spending more than I had anticipated. GasolineGasoline prices in my area rose to highest in the nation this summer and as a result I spent more than I had budgeted. I guess I got too used to cheap gas. I'm trying to reduce the miles I drive by combining trips. In addition, I'm adding in the cost of gas when I make entertainment choses--ex: do I go to the dollar movie that is 15 miles away or do I take in a nearby maninee?What are others doing to deal with budget "gotchas"?
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. Market data provided by Interactive Data.
Company fundamental data provided by Morningstar. Earnings Estimates, Analyst