No. of Recommendations: 0
But alas, I fear we are moving away from an annuity discussion (which I haven't even participated in), and into a market timing discussion :-).

Actually, market timing is about as ill advised as annuities, at least in my opinion. Buy and hold is the smartest move that 99% of investors can take. I've done it, with great success over a period of 30 years.
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