No. of Recommendations: 0
But CCinOC who posed the original question specifically rejects any stock allocation. So a stock/bond portfolio is not acceptable right off the bat.

My question would be, how did they get the $2 million accumulated? I'm sure they took some "risk" with stocks. So why the aversion now?

Every option given has its own set of risks, some with a greater perceived risk than others.

Personally, my plan is the gross majority of my retirement income to come from dividend growing stocks. With the dividends covering all my living expenses. And since they are dividend growth stocks, hopefully the increasing dividends keep pace or beat inflation.

In this scenario, I essentially don't care if the stock price goes down or up as long as the dividend is paid and keeps growing. Although it would be nice if they kept going up.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.