No. of Recommendations: 0
But even if you can get 1% more return (after fees) at lower volatility, that doesn't mean you can bump your SWR from 4% to 5%.

I never suggested it would, I was merely trying to counter the statement that a 1% fee lowers the SWR without taking into account any other factors as was suggested here.

That 1% fee comes out no matter what. If comes out in years when you get 20% return, and it comes out in years when you get 50% loss.

Ideally, the likelihood of that 50% loss would be less, but you make a good point.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.