But I've worked with a lot college graduates who have no clue how to manage money or investments.

Our son is getting ready to graduate from high school next month. Required courses for seniors are 1 semester of economics and 2 semesters of government. Government teacher is quite good and has covered a lot of theoretical and philosophical stuff very well. However, in neither class have they filled out 1040's or done basic budgets or calculated interest rates.

Son has loved the government class (we think he'd actually enjoy law if he decided to add something to physics), but primary thing he got from econ was never use credit cards and never borrow money!!!!! Fortunately he doesn't believe them.

Kathleen