But my question is...taking such a large paycut and being the only bread winner, is it wise to cut my emergency fund in half?My personal take on it: A storm is coming in 100 days, and always hold onto cash during a storm. You will pay a little in interest for the luxury of security during the storm, but that would be worth it to me. After the storm passes, you can re-evaluate and if you make it past the storm with cash still intact, pay off the debts then. My $0.02.-Agg97
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