But they don't want to give her details until she is ready to plunk down her cash.Phuck that! Full disclosure NOW! Otherwise, run, don't walk to the door. Really, at 76 years old, she may have another 20 years in her, and she should plan on that, or more (You didn't mention her health.), so a ten year instrument isn't attractive, to me, at any rate.You don't say where she lives, or how much she gets from Social Security or other income. What are her needs? More questions than answers, sorry.cliff
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