But with the individual stocks, the less than 1% fee is a one time charge, with an index fund I will be charged that .18% yearly... So in 20 years if that account is worth $100,000 I will be charged $180 while I will be paying the single commision on the stocks.... Not that big of a deal either way I suppose... As far as buying one stock a year, I guess it comes down to diversification... Is that $4 saved worth the loss of some instant diversification???
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