Me and my wife currently have a 2 family house in which we owe about $350k and no equity. We really want to retire to Fl in about 20 years. Any advice for a buying a condo now in South Florida, mortgage programs etc.? I know it's very tough to obtain a mortgage nowadays needing at least 15% down and good credit. We have about a 730 credit score but our debit is a little high. We are paying it down. We would like to pay around 150K
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