Buzman:"...the only way you beat the market is to take more risk."Of course. However, ALL investing is a "risk" to one extent or another.I do take some risks, but they are calculated risks, and I check my accounts daily, so I can sometimes modify (buy more, sell some or all, etc.) as I deem prudent.While my results for three years may appear to be less than the stated ones for DJI, etc., remember that I have also been switching things over those years, taking money out, etc.I'm only saying that, rather than just dumping money into one place, or blindly trusting somebody else to manage it all, why not pay attention and oversee it in various buckets to see if you can maybe do better? If folks choose not to do that, fine. I like doing it this way.Good luck!Vermonter
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