By "more flexible" I was referring to being able to do more self directed investment like real estate in a Roth.The types of investment that you can do aren't any different between a Roth IRA and a traditional IRA. Transactions that are prohibited in a traditional IRA are also prohibited in Roth IRAs. Prohibited transactions can be found beginning on page 45 of IRS Pub 590 http://www.irs.gov/pub/irs-pdf/p590.pdfTrying to make real estate investments in any type of IRA is tricky, and requires a lot of excess capital, because the real estate cannot be for personal use, any mortgage must be non-recourse (difficult to find on non-personal use properties) and any payments for things like taxes, repairs and other expenses must be paid out of the IRA.AJ
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