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Quick questions regarding CA SDI itemization. I feel like the answers are obvious, and I'm somehow just missing them.

1. Is the W-2 reporting of the SDI tax significant as far as eligibility for itemization and deduction?

Looking at a a few different W-2s, the SDI amounts are reported variously in boxes 14 and 19. Based on perusal of some earlier posts, and the 1040 sch. A (and W-2) instructions, I think the employer has the choice of where to report this, and it has no significance as far as whether or not it may be included on schedule A, right?

2. If an employer offers an "enhanced" disability plan (typically supplement or replace the SDI payment to enable payout of a larger fraction of salary during disability), is this still itemizable? (If yes, presumably, only up to the normal ceiling on SDI taxes.)

Thanks & much obliged for any input/pointers to definitive verbiage that addresses these questions.

Art
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<< Is the W-2 reporting of the SDI tax significant as far as eligibility for itemization and deduction?

Looking at a a few different W-2s, the SDI amounts are reported variously in boxes 14 and 19. Based on perusal of some earlier posts, and the 1040 sch. A (and W-2) instructions, I think the employer has the choice of where to report this, and it has no significance as far as whether or not it may be included on schedule A, right? >>

Placement on the W-2 makes no difference.

<< 2. If an employer offers an "enhanced" disability plan (typically supplement or replace the SDI payment to enable payout of a larger fraction of salary during disability), is this still itemizable? (If yes, presumably, only up to the normal ceiling on SDI taxes.) >>

Neither a replacement nor a supplement is deductible, because neither is a tax. (Disability premiums are not deductible as a medical expense either.) If the employer offers a supplement and you still pay SDI, you can still deduct the SDI.

Phil Marti
Tax Preparer
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Thanks Phil, your answers make perfect sense (or at least as much as income taxes can).

This board is great.

Merry and prosperous April 17,

Art
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