Caat -Hmm, insurance agents & brokers can be crooks? And what about lawyers, bankers, policemen, politicians, auto mechanics, contractors, etc.Don't you think it's possible to get accurate, factual information from anyone? Is the author of a book, magazine article, or newspaper article ALWAYS correct? C'mon, cut us some slack here...There are trustworthy people around, in all walks of life - don't you agree?Regards, PP
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