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cambridgegirl,

I know how you feel! Those interest rates are crazy!

You might want to transfer your major CC debts over to some 0% APR cards you should be getting in the mail quiet often. Then cut up the cards you just transfer from. Wow, your losing a lot of money there.

You might do what some other people have been saying...

1. If you don't have a job. Get one! Waitressing and Bartending are great income makers if you work hard.

2. Sharing a house with other roommates should be significantly cheaper. In the Chicagoland area you can rent rooms out for about $400 - $600. And that usually included utilities. This is not including college town rents. This should be even cheaper!

Good Luck,
Paul
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