Can anyone comment on the Susie Orman suggestion of opening a traditional IRA and then converting to a Roth IRA? We started non-deductible contributions a couple of years ago, knowing that we would be able to convert in 2010. My husband's TIRA was converted in 2010. I am delaying converting mine because of a deductible IRA. Do you know where you would like to open the IRA? Most financial institutions allow opening of an account online. On tax day, offices maybe overwhelmed by procasinators.
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