Can someone help a "newly" married and new to money management? We are both 45 , no children. How do I manage the deductions from my paycheck so I'm not giving it all to the government up front? (we clear about 90K together). This question is fairly vague, you can alter your w2's at work but after you get married almost everyone pays more tax than they did before. In our office if we hear of an engaged couple we have them change their w2's immediately. That's because the government tax code includes this wonderful thing called the marriage penalty. It has to do with reducing the amount of total exemptions and raising the effective tax bracket of people who file married as opposed to single.I'm not sure if I answered the question or not, but I hope this helps.
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