Can you give me an idea (%) what that investment mix would look like going into retirement, and after retirement?I agree with Gene. Bonds right now are extremely risky. If you are new at investing, you are in a precarious situation. You don't know what advice is good and what advice is horse-s**t. Unfortunately, most of the advice you'll read both online and in things like Money Magazine is 90% the latter.If you do the "safe" thing and put 100-age or 50/50 in bonds, you'll be locked into 2% yield for the next 30 years.I've been retired for 7 years now, and 90% of our portfolio is in equity(*) portfolios and 10% is in preferred stocks. Exactly 0% is in bonds on purpose.But good preferreds are hard to find now, so as my good ones are getting called most of that money stays in cash.(*): All my equity portfolios have some kind of filter that shifts the investment to short-term bonds/fixed-income at the appropriate times. See the papers by Faber & Antonacci.
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