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Canth writes:

Another thing you can look into is what you can do to lower your AGI for this year.

Pay your property taxes for next year now (in Dec)
Make the Charitable contributions for the next six months or year now.


I reply:

Although these moves will lower taxable income (assuming the taxpayer itemizes deductions), they won't reduce the AGI by even a penny, and therefore won't affect Roth eligibility. The only ways I'm aware of to reduce the AGI (other than making less money :-( ) are to use a 401(k), a section 125 plan, and to realize a net capital loss of up to $3000. --Bob
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